All social organisations can raise finance from their supporters. We
provide the process to help make it simple and safe for everyone.
How It Works
Asking your supporters for financial support is a big responsibility. We
take the heavy lifting off your shoulders, guiding you every step of the
way — from verification through to raising the funds.
We offer training and standardise the documentation to give confidence to
both your organisation and the people who believe in what you do. Every
document is AI-assisted, human-reviewed, and compliant. You stay in
control; we make sure the process is safe, simple and transparent.
Choose Your Route
Both pathways use the same legal foundation — Article 52 of the Financial Promotion Order — to communicate your offer to your common interest group. The difference is in the level of financial disclosure required, and the scale of raise each is designed for.
Start here
Community Interest Bond Express
The simplest route for CICs with a genuine community mission.
£25,000express starter raise
£100–£500max per supporter
≈ 50–250typical supporters
Structured as a small performance-related Community Support Loan — capped, performance-contingent returns. No statutory prospectus or full data room required; small per-supporter investments, within the Common Interest framework.
Best for: CICs with established supporter bases, raising up to £25,000.
The fuller compliance route for larger or more complex raises.
£25k–£5mtypical full range
from £500max per supporter
Comprehensive financial disclosure, a data room, and full company information — still within the Common Interest framework, and kept within the statutory offer ceilings.
Best for: Larger or more complex raises where investors expect full due diligence.
A note on the tiers above: The Express / Full split (and the
£25,000 Express cap) is how CII has chosen to structure its own
service — it is not a statutory requirement. A CIC
is not legally obliged to stay under any particular figure to use a lighter
process, provided the statutory thresholds are respected. The two
legal ceilings that apply to everyone are the POATR 2024
Schedule 1 exemptions: a maximum of £5 million of total
consideration in a rolling 12 months, or offers to
no more than 150 persons (other than qualified investors).
Within those legal limits, the route structure is our product design, not a
rule. The coordinated figures (e.g. "no financial information is needed")
are deliberately avoided on this site — a minimum information standard is
provided on every raise, including Express.
Side-by-Side Comparison
What's included in each pathway, and where they differ.
Express
Full
Art 52(3) director responsibility statements
✓
✓
Art 52(5) primary-purpose statement
✓
✓
CII Verification — CIC & director checks
✓
✓
Common interest group verification
✓
✓
Investor portal & comms logging
✓
✓
Threshold monitoring (POATR 2024)
✓
✓
Minimum information record (accounts, use of proceeds, projections, risk)
✓
✓
Full financial data room
—
✓
Audited or management accounts
—
✓
Detailed business plan & forecasts
—
✓
Both pathways require CII Verification status. The CII Verification process confirms
your CIC's eligibility, director fitness, and community interest group before any
offer material is generated.
What Both Pathways Share
Regardless of which route you choose, every CII bond raise is built on the same compliance infrastructure:
1
Article 52 Financial Promotion Exemption
Both pathways use the Common Interest Exemption to communicate your offer lawfully to your supporter group — no FCA authorisation of the communication required.
2
Supporter Group Verification
CII verifies your common interest group — ensuring the group is identified, existing, and shares a genuine common interest in your CIC's mission and use of proceeds.
3
Director Responsibility
CIC directors review and sign all offer communications. They retain full statutory responsibility under Article 52(3). CII provides the template — directors own the statement.
4
Closed Group Portal
Secure investor portal for managing communications with your common interest group. All Q&A, document access, and interactions logged and audit-ready.
5
Threshold Monitoring
Automated tracking of rolling 12-month raise totals and investor counts against POATR 2024 Schedule 1 ceilings. Alerts at 80%, 90% and 100%.
6
AI + Human Oversight
AI handles document generation, compliance scanning, and threshold monitoring. Humans make the judgment calls. No silent automated decisions.
Find Your Route
Which route fits your raise?
This is a quick guide to how we'd route your raise. The tiers below are how CII has structured its service — they are our choice, not a mandatory legal requirement. The underlying statutory ceilings (POATR 2024 Schedule 1: £5m in a rolling 12 months, or ≤150 persons) apply to everyone regardless of route.
Enter an amount above and we'll show you the recommended route.
Same process, whichever pathway you choose. The difference is in the document set.
1
Apply for CII Verification
Upload your articles, CIC34 report, accounts, and director details. AI checks against Companies House and the CIC Regulator. Human review and sign-off within 48 hours.
2
Choose Your Pathway
Express for simpler, capped raises, or Full for comprehensive financial disclosure. Use the route-finder above for a recommendation.
3
Define Your Group
CII works with you to document your common interest group — mailing list, members, supporters, service users. The group is verified as part of the CII Verification process.
4
Generate Bond Documentation
AI generates the Article 52-compliant communication, bond terms, director statements, and investor FAQ. Directors review and sign — they retain statutory responsibility.
5
Portal Live & Raise
Your investor portal goes live. Communicate with your group through the platform — all interactions logged and monitored. Thresholds tracked automatically against POATR 2024.
Pricing
Flat fees, not success-based. CII gets paid the same whether your raise succeeds or fails.
EXPRESS
Community Interest Bond Express
£TBD
CII Verification + compliance pack + portal. Up to £25,000, capped per-supporter.
FULL
Common Interest Bond (Full)
£TBD
CII Verification + full compliance pack + data room + portal.
Important Notice: Common Interest Investments Ltd is not
authorised by the Financial Conduct Authority. We provide compliance
administration and platform services only. We do not give financial advice,
recommend investments, or arrange deals in investments. Each issuing CIC
remains solely responsible for its own offer and for compliance with all
applicable laws and regulations. CII Verification is a process and documentation
standard. It certifies that a defined process was followed. It does not
approve the investment, verify its commercial merits, guarantee return or
repayment, confirm that every statement is accurate, or confirm suitability
for any investor. It is not a recommendation to invest or an endorsement of
the CIC's business plan.
Ready to get started?
Whether Express or Full, CII provides the compliance infrastructure for your community bond raise.